HAVING TROUBLE NAVIGATING THE PATH TO HOMEOWNErSHIP?

RENT TO OWN TODAY!

Ideal for those looking for a flexible option without the complications of traditional financing

Where the American Dream Becomes Reality

Even When Traditional Banks Say No.

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CUSTOM HOMES

Dreaming of a custom home but struggling with traditional financing? At Lots and Houses, we offer flexible financing options to help you get approved, no matter your situation. Let us help you build the home you’ve always wanted!

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SINGLE FAMILY HOMES

Build equity and work toward owning a single-family home, even without perfect credit. Our Rent-to-Own and specialty financial programs offer flexible terms, making homeownership possible for everyone.

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LOTS

We offer a variety of lot options. Don't let the bank stand in the way of your dream—get approved through our flexible programs today!

AVAILABLE PROPERTIES

WE HAVE THE

PERFECT SOLUTION FOR YOU

OUR PROGRAMS ARE TAILORED TO MAKE YOUR DREAMS A REALITY

WHY CHOOSE US?

Commitment to Community:

We are passionate about supporting families in building lasting legacies through homeownership.

Innovative Solutions:
Our tailored financing options make owning a home or lot easier and more attainable, without the stress.

Connection:
We recognize the distinct needs of our community and offer services that feel personal, caring, and responsive.

OUR SERVICES

We provide Rent-to-Own opportunities, making homeownership more accessible.

Specializing in straightforward, direct financing—no banks or middlemen involved.

Personalized support every step of the way, ensuring clarity and guidance throughout the process.

JOIN OUR COMMUNITY

Stay connected with us for the latest updates on available properties, success stories, important changes, and, most importantly, learn how to make homeownership a reality.

LETS MOVE!

GAIN EQUITY

WITHOUT CREDIT,

NO PROBLEM

Our programs are designed to help individuals who may not quality through traditional banking channels, offering flexible terms that cater to your unique situation. Start building equity from day one with the option to purchase your home in the future. With no need for perfect credit, we make homeownership accessible to everyone— your path to the American Dream starts here.

HEAR WHAT OUR CLIENTS ARE SAYING....

"Highly recommend"

"My life changed forever"

"NONE OF THIS WOULD BE POSSIBLE WITHOUT LOTS AND HOUSES"

CHECK OUT LOTESYCASAS.COM

Super Simple 4 Step Process

STEP 1

COMPLETE FORM

STEP 2

COMPLETE APPLICATION PROCESS

STEP 3

TOUR OUR AVAILABLE PROPERTIES

STEP 4

CONGRATS!

YOU ARE A HOMEOWNER

Ready to get started?

WE ARE HERE TO HELP!

Frequently Asked Questions

WHAT IS LOTS AND HOUSES?

At Lots and Houses, we make buying a house or lot the easiest option for everyone, whether you're a first-time buyer or someone who's struggled to secure financing through traditional banks.Our program is specifically designed for people who have rented for a long time and dreamed of owning their own home but haven’t been able to make it happen. We offer a path to homeownership that’s flexible, straightforward, and tailored to meet your needs.

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WHERE ARE OUR PROPERTIES LOCATED?

Our properties are located in prime areas throughout Jacksonville and Northeast Florida, offering a wide variety of options for you to choose from in different sectors, each providing unique opportunities.

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HOW DO I BUY A SINGLE FAMILY HOME, CUSTOM BUILD OR LOT?

The buying process is quick and simple, taking as little as a few weeks depending on the property and available inventory. We work with you through every step, ensuring you can secure the right property and make it yours with ease. Don’t let traditional banks stop you from owning the home or lot you’ve always wanted—start your journey with us today! BEGIN BY FILLING OUT OUR FORM!

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WHAT KIND OF PROGRAMS ARE OFFERED?

Our program is designed for those who have rented for years and dream of owning a home but have struggled to make it a reality. We provide an alternative path to homeownership, helping you bypass the traditional obstacles that make buying a home difficult. Whether it’s due to credit issues or lack of down payment, we offer flexible solutions that make owning your own home possible.

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